The law firm will make another appointment with you around 1 week before the Completion date, for you to pay the remaining amount (i.e. Purchase Price - 5% Deposit - CPF usage - Bank Loan) of your purchase.
Your law firm will calculate all these and state in the completion account letter clearly.
On completion date or one day after, collect the keys from your law firm and that's it! Your purchase is complete!
You've gotten yourself a better deal on DirectHome. So go on, treat your family to an experiential holiday!